‘Are they asking about your situation and trying to learn about what you need, or within five minutes are they pushing high-pressure sales tactics?’
Read MoreProtecting your retirement in the face of a potential recession means taking a hard look at your financial plan and making sure you have enough of a safety net if the economy falters later this year or next year.
Read MoreThere’s a lot of numbers to weigh when it comes to retirement—but what’s your number?
Working Americans think they need $1.1 million to retire, according to the Schroders 2023 U.S. Retirement Survey, but how does each individual really figure out what they will need in a retirement that could last decades?
Read MoreWithout an emergency savings, people are more likely to take loans or withdrawals from their retirement accounts. How to get started.
Read MoreAs we approach the end of 2022 — a year marked by high inflation and turbulent markets — it’s a good time for a retirement-planning reset. This year, many experts recommend getting back to basics.
Read MoreWhen the rapper Coolio died in September, he joined a group of notables that includes Prince, Howard Hughes and Pablo Picasso — all of whom died without specifying who should inherit their money and estate.
Read MoreBy year-end, owners of individual retirement accounts (IRAs) who are 72 or older must take their required minimum distribution (RMD) before the Dec. 31 deadline, or face a possible IRS penalty of 50% of the amount not withdrawn in time.
Read MoreOnly 60% of American workers have access to employer-sponsored defined-contribution plans, according to the U.S. Bureau of Labor Statistics, and only 43% were active participants.
Meanwhile, the American Retirement Association found that more than 5 million employers in the U.S. do not offer a workplace retirement savings benefit plan, leaving 28 million full-time and about 23 million part-time workers without that way to save.
There are, however, other options to save for retirement. It just takes a little extra effort.
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